US Commercial Funding

Welcome to U.S Commercial Funding

Welcome to
U.S. Commercial Funding

  • Loan amount from $10,000.00 to $50,000,000.00
  • Business and commercial financing made easy 
  • Direct lender with many funding partners 
  • Fast approval and fast funding.
  • Competitive pricing
  • Less than perfect credit is okay


We are The Best Alternative Financing Lender.
Bank Turndowns are OK.

We are committed to helping businesses and commercial real estate investors achieve their goals through customized financing solutions.


Financial Services we Provide

We offer a range of financial products, including alternative business loans, SBA loans, medical working capital, debt restructuring, and commercial real estates loans such as fix-and-flip loans, accounts receivable financing, and more.

Unsecured Business Loans

An unsecured business line of credit is a great tool if your business needs cash on demand. It provides flexible financing for various short-term needs such as purchasing supplies, covering payroll, or managing cash flow. It also works as a great safety net for emergencies.

Term Business Loans

Business term loans provide a set amount of funds to businesses that are paid back over a fixed term with a set interest rate. They can be ideal for businesses that need funds for a specific project or purchase.

Equipment Financing​

If you’re a business owner in need of essential equipment for your operations, this financing option can help you acquire it. From technology to machinery, equipment financing makes it easier to upgrade your tools and stay competitive.

Unsecured Line of Credit

Small businesses looking for affordable financing options can turn to the Small Business Administration’s loan program. SBA loans offered through this service can provide favorable terms and lower interest rates compared to other loan options.

Commercial Real Estate Lending

If you’re looking to purchase or refinance commercial real estate properties, this financing option can help. It offers various loan programs for different types of commercial properties.

Business Debt Restructuring

Does your company need improved cash flow or financial stability? Debt restructuring is reorganizing your company’s outstanding financial obligations in order to free up cash flow that can be used for other purposes.



A business loan is a type of financing designed to provide financial assistance to businesses for various purposes, such as working capital, equipment purchases, and expansion. Banks, credit unions, and other financial institutions typically offer business loans.

Business loans are available to both new and established businesses of all sizes, including sole proprietorships, partnerships, LLCs, and corporations. The eligibility criteria may vary depending on the lender but typically involve factors such as credit history, revenue, and business plan.

The requirements for applying for a business loan vary depending on the lender and the type of loan. Generally, you will need to provide documentation such as financial statements, tax returns, and business plans. Additionally, lenders will typically evaluate factors such as your credit score, revenue, and debt-to-income ratio.

The interest rate for a business loan varies depending on the lender, the type of loan, and your creditworthiness. Generally, interest rates for business loans range from 2% to 20% or more.

The repayment term for a business loan varies depending on the lender and the type of loan. Some loans have a short repayment term of 6 to 12 months, while others have longer repayment terms of several years. It is important to carefully review the repayment terms and choose a loan that fits your business needs and financial situation.

Yes, getting a business loan with bad credit is possible, but it may be more challenging. Some lenders specialize in working with businesses with poor credit, while others may require a higher interest rate or additional collateral.

Collateral is a type of security that you offer to the lender to secure a loan. Collateral can be in the form of assets such as real estate, equipment, or inventory. Some business loans require collateral, while others do not. Unsecured loans, which do not require collateral, typically have higher interest rates.

The approval process for a business loan varies depending on the lender and the type of loan. Some lenders offer quick and easy online applications that can be approved within hours, while others may take several weeks to review your application and make a decision. It is important to plan ahead and apply for a loan well in advance of when you need the funds.

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Our team is standing by to answer your questions and provide personalized financing solutions. Reach out to us today to get started.